Terms & Conditions

InsurerAM.com is owned and copyrighted by Alexander and Karen T. McCallum. Any reproduction, resale, or distribution of information contained on this site without the express written permission of InsurerAM is a violation of US copyright law and prohibited.

InsurerAM and third-party content providers do not represent or endorse the accuracy or reliability of any of the information, content or advertisements (collectively, the “Materials”) contained on, distributed through, or linked, downloaded or accessed from any of the services contained on its website (the “Service”), nor the quality of any products, information or other materials displayed, purchased, or obtained as a result of an advertisement or any other information or offer in, or in connection with, the Service.

Site visitors hereby acknowledge that any reliance upon any Materials shall be at their sole risk. InsurerAM reserves the right, in its sole discretion and without any obligation, to make improvements to, or correct any errors or omissions in any portion of the Service or the Materials.

The Service and Materials are provided by InsurerAM and content providers on an “as is” basis, and InsurerAM expressly disclaims any and all warranties, express or implied, including without limitation warranties or merchantability and fitness for a particular purpose, with respect to the service or any materials and products. In no event shall InsurerAM or content providers be liable for any direct, indirect, incidental, punitive, or consequential damages of any kind whatsoever with respect to the service, the material and the products.

Copyright Notice

The copyright on all material displayed on the InsurerAM website (insureram.com) is held by InsurerAM and its owners or by the original creator of the material, and may not be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of InsurerAM or the copyright owner.

An exception to this general rule is that permission is granted to display, copy, distribute or download InsurerAM material on condition that it is obtained for personal and internal, non-commercial use.

Inquiries should be addressed to:
Alexander McCallum
InsurerAM
61 Main Street
Exeter, NH
USA
alex@insureram.com